PENGARUH PERSEPSI KEMUDAHAN DAN KEPERCAYAAN TERHADAP MINAT PENGGUNAAN MOBILE BANKING M-BCA

Abstract

The purpose of this study was to examine and analyze the effect of perceived ease of use and trustworthiness on the intention to use M-BCA mobile banking. The type of research used is quantitative. Valid data collected by 69 respondents. The test tool uses SPSS version 25. The analysis tool uses multiple linear regression analysis, hypothesis testing, and the coefficient of determination. The data used in this research is primary data. The results showed that perceived convenience had a positive and significant effect with an analysis of 0.003 <0.05 and a Tcount of 3.058 > 1.996. Trust has a positive and significant effect with an analysis of 0.001 <0.05 and aTcount of 3.544 > Ttable of 1.996. Simultaneously perceived convenience and trust have a positive and significant effect of 0.000 <0.05 and Fcount 99.314 > Ftable 3.13