Neue, integrierte sichtweise zum Umgang mit Klimarisiken und deren Versicherung

Abstract

Today's action changes future risks, just as much as a failure to take action. The article explains an integrated procedure developed by the "Economics of Climate Adaptation" team, which helps to quantify future costs and the future benefit of present-day actions. The procedure includes an estimation of future climatic risks, and a cost-benefit analysis to determine the most cost-efficient measures of adaptation to climate change. It turns out that in the case of the Indian State of Maharashtra, taken as an example, approximately half the drought damage expected by 2030 can be avoided in a cost-efficient manner with suitable measures of adaptation. Moreover, a part of the remaining risk can be dealt with through insurances.