Pengaruh Pendapatan Dan Literasi Keuangan Terhadap Kesejahteraan Keuangan Keluarga Di Desa Kolomayan Kecamatan Wonodadi

Abstract

Skills in managing family finances are important. Because the family economy can become a serious problem if it is not planned properly. This study aims to see how income and financial literacy affect the financial welfare of families in Kolomayan Village, Wonodadi District. Using quantitative and associative approaches, this research uses primary data in the form of surveys and secondary data obtained from books and the internet. From the slovin formula, the number of samples is 98 heads of families taken by simple random sampling method. With the help of the SPSS application, the data were analyzed using classical assumption analysis and multiple linear regression. The results of this study indicate that the independent variables have a significant effect on the dependent variable when tested together, meaning that together income and financial literacy affect the family's financial welfare. Partially, it shows that income variable does not have a significant impact on family financial welfare. While the financial literacy variable has a significant impact on family welfare.