Pembiayaan Dan Manfaat Financial Technology (Fintech) Syariah Pada 212 Mart

Abstract

In the midst of the progress of the development of the Islamic economy in Indonesia, sharia financing is expected to meet the needs of the community. Koperasi Syariah 212 has a product, namely 212 Mart which is a mini- market brand with congregational ownership, which is managed professionally and centrally to maintain its competitiveness in terms of distribution networks, products, prices and promotions. In financing, it can create risks so that companies guarantee risks, so that conflicts can develop in this modern era, the role of increasingly sophisticated technology will greatly help business actors, namely with financial technology (fintech). The aim of the researcher is to analyze the process of Sharia venture capital financing, the implementation of risk management and the benefits of Fintech carried out by 212 Mart. The research method used is qualitative. The results show that the benefits obtained from the existence of this Islamic fintech are an effort to facilitate everyone who will make transactions and investments based on Sharia principles.