KAJIAN PEMAHAMAN AL-QARD & AL-DAYN DI KALANGAN PELAJAR-PELAJAR DI PERINGKAT INSTITUT PENGAJIAN TINGGI DI DAERAH BRUNEI & MUARA

Abstract

Al-Qard (loan) and Al-Dayn (dependent or debt) are two words that give quite similar meanings but are actually different. This study was conducted to assess the students' understanding of these two terms. Through the habits of students, they consider the expressions for these two terms to be the same and cause misunderstandings that have a lasting impact, especially when it comes to Islamic financial transactions. The importance of this issue is highlighted and intended for students to be more alert of the difference between these two and they will directly convey this knowledge to the community widely. The methodology of this study is derived from references obtained from books, articles, paperwork and an online survey which focuses more on the students of higher education institutes only. The objective of the study is to give awareness of the importance of differences between these two terms which should be known at the early stage, especially by students of higher education institutes. The results concluded that the majority of respondents, more than 50%, thought that the terms were the same. Therefore, this study is expected to contribute to an increase in understanding about it. Although it seems simple, their views can have a big impact on raising awareness about Islamic finance practically, not only through learning (theory).