Producers’ access to agricultural credit in turkey: The case of adana province

Abstract

The issue of producers’ access to agricultural credit is the key word in contemporary debates in the sense that this theme is increasingly addressed at conferences and scientific congresses. This is explained by the fact that agricultural credit is today considered as an important key to the development of the agricultural sector in developing countries. This study examined the factors influencing producers’ access to agricultural credit in Turkey, precisely in the province of Adana. Questionnaire-based surveys were conducted on a sample of 101 producers trained in a simple random. From the analysis of the results obtained, we deduced that socio-economic factors such as the total area of land used, the irrigated area, the ratio between the total share of land used and the total owned land, then the ratio between the number of agricultural assets of the household and the total number household members play a preponderant role in the access of producers to agricultural credit. Since agricultural credit is perceived as an important lever in terms of the development of the agricultural sector in Turkey; it is therefore imperative, based on these research results, to develop policies aiming to improve producers’ access to agricultural credit.