Banking sector reforms in the last 25 years has made the Indian banking sector vibrant and strong. Banking reforms rationalized banking system by opening new private sector banks, prudential norms for quality of asset, deregulation of interest rates and digital banking. Major players in Indian banking sector are the public sector banks. Study explores fundamental profitability determinants of public and private sector banks in India. The study selected eight banks each from public and private sector banks in India for eighteen years, from year 2000- 2001 to 2017- 2018.The Global banking benchmark on profitability, ROA is considered as the dependent variable. Bank specific, Industry level and Macro level Independent variables were analyzed to find out the fundamental variables significant to the profitability of banks in public and private sector. Study uses fixed effect and Pooled OLS model to explore fundamental variables determining the profitability.
CITATION STYLE
Mathew*, J., & Davis, C. J. (2020). Profitability of Indian Public and Private sector Banks - Empirical Evidence. International Journal of Recent Technology and Engineering (IJRTE), 8(6), 4375–4378. https://doi.org/10.35940/ijrte.f9764.038620
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