Perception and level of knowledge about retirement savings among university students

Abstract

This study analyzes the perceptions and level of knowledge of young students in the Department of Economic and Administrative Sciences at the Technological Institute of Chetumal regarding retirement savings. A quantitative approach was used, employing both documentary and field research methodologies. This included a review of scientific literature and the application of surveys to a sample of 471 students. Statistical analysis was performed using Pearson's chi-squared coefficient. The results show that, although the students recognize the importance of retirement savings and report adequate financial habits, a significant portion do not implement concrete actions for old age planning. Among the associated factors, the financial education received within the family environment stands out, highlighting the need to strengthen financial literacy within the educational sphere.