IMPLEMENTASI AKAD MURABAHAH TERHADAP PEMBIAYAAN PENSIUN PADA BANK SYARIAH BUKOPIN KC SURABAYA

Abstract

The purpose of this study was to determine how the application of Murabahah contract on pension financing product in Bank Syariah Bukopin KC Surabaya. Things that need to be reviewed in the practice of contract murabahah is tailored to the specific points on the National Sharia Board Fatwa Indonesian Ulama Council Fatwa No.04/DSN-MUI/IV/2000 about murabahah. This study uses a qualitative method with descriptive case study strategy. The object of this study is Bank Syariah Bukopin KC Surabaya. By conducting interviews to 3 respondents consisting of Account Officer, Financing Operations, and Marketing staff. After the interviews were analyzed using the pairing patterns to get conclusion. The result of research conducted by observation and interview by 3 respondents, tthe product of pension financing that Bank Syariah Bukopin KC Surabaya in accordance with Fatwa DSN-MUI No.04 / DSN-MUI / IV / 2000 about murabaha.Keywords: Implementation of Murabahah contract, DSN-MUI, Pension Financing, Bank Syariah Bukopin KC Surabaya