The Influence of Knowledge and Income on Financial Management Behavior in Tangerang City Culinary MSMEs

Abstract

The purpose of this study was to find out some of the influence of financial knowledge and income on financial behavior in Culinary MSMEs in Pasar Lama in Tangerang City. The population used in this study is MSME actors in The Old Culinary Market in Tangerang City, amounting to 100 business actors while sampling techniques use purposive sampling methods with predetermined criteria as many as 50 business actors, by distributing questionnaires. This type of research is explanatory research using quantitative approaches. Data analysis uses multiple linear regressions, instrument tests, classical assumption tests, partial tests (t tests) and hypothesis testing using SPSS programs. The results showed that financial knowledge (X1) and income (X2) had an effect on financial behavior (Y).