The Influence of Financial Technology in Financial Transactions

Abstract

The purpose of this descriptive research is to make a systematic, factual, and accurate description and know how to use the influence of financial technology (Fintech) in financial transactions. This research method used a descriptive method as a method. The results of this study are to show the study of the influence of fintech in financial transactions in general. In further research, a more in-depth study of the use of fintech will be carried out. Fintech is the result of a combination of financial services and technology that ultimately changes the conventional business model to moderate. The influence of financial technology in financial transactions using the OVO application can be cheaper, faster and safer. OVO transaction categories, such as Pay bills / top ups (Electricity, Telephone, Internet or Insurance and other categories). Payment of transactions with the OVO application uses OVO cash.