Analysis of Factors Influencing Access to Credit for Vegetable Farmers in the Gulf Prefecture of Togo

Abstract

This paper addresses the issue of access to credit for market gardeners in the Gulf prefecture of southern Togo. Beyond structural constraints, individual socioeconomic characteristics of market gardeners are factors that play a role in access to credit. The binomial logit regression model was used as an analytical tool. From the National Agricultural Census (NAC, 2011) database, 452 market gardeners were randomly selected. The results showed that gender, membership in a financial solidarity group, sown area, marital status, type of association, interest rate are the significant variables influencing the demand for agricultural credit.