PERANAN PEMBIAYAAN BSI KUR MIKRO DALAM MENINGKATKAN KESEJAHTERAAN UMKM (STUDI KASUS BSI LAMONGAN WAHIDIN)

Abstract

The purpose of this study was to determine the role of Bank Syariah Indonesia in improving the welfare of MSMEs. This research was conducted at Bank Syariah Indonesia Lamongan Wahidin. The research method used in this research is a qualitative case study with data collection techniques through observation, interviews, and documentation. Based on the results of the research, it is known that the Indonesian Islamic Bank Lamongan Wahidin plays an important role in improving the welfare of MSMEs by providing capital assistance for customer businesses, besides that the customer also provides input and recommendations for the customer's business. Bank Syariah Indonesia also provides supervision so that financing can be in accordance with what customers want. This is the cause of BSI's success in its efforts to improve the welfare of MSMEs, marked by increased customer income after receiving BSI KUR Micro financing.