Analisis Mekanisme Pengelolaan Asuransi Pertanian Di Indonesia dan Potensi Dampaknya Terhadap APBN

Abstract

The agricultural sector is one of the sectors that make an important contribution to the Indonesian economy, therefore each farm and the farmer should have the right of protection, especially in dealing with various issues such as farm business certainty and prices, crop failures, as well as climate change. This is one of the messages that are mandated in Law No. 19 Year 2013 on the Protection and Empowerment of Farmers. Background of this problem came the idea to implement agricultural insurance in Indonesia with the aim to stabilize the income of farmers by reducing the level of losses suffered by farmers because of the risk of losing the crop. This study took some lessons from the implementation of agricultural insurance in other countries and the results of testing the implementation of agricultural insurance in Indonesia in 2013. This study uses descriptive quantitative analysis to recommend management mechanism of agricultural insurance to be applied in Indonesia and mathematicallycalculate the potential impact on the state budget.