Journal Article

Money on the table: Some evidence on the role of liquidity constraints in 401(k) saving

Economics Letters (2008) 99(2) 402-404
DOI: 10.1016/j.econlet.2007.09.005
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Abstract

Using Health and Retirement Study data on contributions, earnings, and pension plans, we examine the role of liquidity constraints in explaining why employees fail to take full advantage of employer matching contributions in 401(k) plans, leaving "money on the table.". © 2007 Elsevier B.V. All rights reserved.

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Engelhardt, G. V., & Kumar, A. (2008). Money on the table: Some evidence on the role of liquidity constraints in 401(k) saving. Economics Letters, 99(2), 402–404. https://doi.org/10.1016/j.econlet.2007.09.005

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