A Study On The Conformity Of Sharia Bank Financing Akad To Sharia Principles, National Laws, And Contract Drafting Techniques

Abstract

The purpose of this manuscript is to explain the application of sharia bank financing contract (akad) in Aceh, Indonesia, which need to conform to sharia principles, national laws, and contract drafting techniques. Therefore, this paper focuses first on the conformity of sharia bank financing akad to sharia principles and national law. Then, it elaborates the conformity of bank financing akad to contract drafting techniques. This paper uses doctrinal legal research, by utilizing primary, secondary, and tertiary legal authorities. The legal authorities are analysed through legal reasoning process. The findings of the paper shows that there are several aspects of sharia bank financing akad which still need to be adjusted to sharia principles, national law, and contract drafting techniques. The adjustment of those aspects is importance for increasing the degree of compliance and the quality of sharia bank financing akad used in the future.