THE IMPORTANCE OF THE FINANCIAL AND CREDIT MECHANISM IN ENSURING THE SUSTAINABLE DEVELOPMENT OF ENTERPRISES

Abstract

The purpose of the study is to determine the features of financial and credit support for the sustainable development of enterprises under the challenges of war and crisis and to develop proposals for improving the financial and credit mechanism of enterprises (FСME) in conditions of dynamic threats. The research methodology included the following methods. The method of critical analysis is used to study the cross-dynamics of statistical data of the period before and after the start of full-scale aggression. The method of analysis and synthesis made it possible to propose approaches to the recon-struction of the FСME architecture. A method of comparative research of trends is pro-posed. The tasks of the financial and credit mechanism are defined. It is indicated that FСME should be considered as a dynamic adaptive system that can acquire architectural features of a network structure. It is indicated that the uncertainty of the market environment and the risks of war reduce the level of determinism in achieving a strategic goal. Therefore, the path to the specified goal should be adaptive. Deviations from the planned goal must be corrected by operational management tools. It is indicated that it is expedient for any FСME architecture to assess the level of stability not only by abso-lute or relative indicators but by their time derivatives. This will make it possible to quickly adjust the company's financial policy. An approach that made it possible to substantiate the choice of measures of operational regulation of economic activity based on deviations from the defined path of development was proposed. This approach also makes it possible to assess the rate of change in the effects of dynamic war risks.