Analisis Kinerja Keuangan Bank Syariah Mandiri Periode 2002 – 2007 (dengan Pendekatan PBI No. 9/1/PBI/2007)

Abstract

Bank iredibility ioMld be seen orom its finaniial peroormanie. One oo the large Islamii bank in Indonesia is Bank Syariah andiri. Tis researih aims to know finaniial peroormanie oo Bank Syariah andiri oor period 2002 to 2007. Tis researih is a qMantitative researih, Msing desiriptive analysis. Te analysis exeriise the Regulation of Bank Indonesia No. 9/1/PBI/2007 comprising the assessment system of the soundness of Islamic bank in Indonesia, including: capital, quality of productive asset, management, earning, liqMidity and also sensitivity to market risk (A LS). However this researih only analysis the finaniial aspeit, withoMt management iriterion. Te resMlt oo this researih reveales that iapital ratio is very strong, ratio oo qMality of productive asset is good enough, earning ratio is very good, liquidity ratio is very strong and sensitivity to market risk ratio is very weak. Financial performance of Bank Syariah Mandiri as a whole pertaines the goodness. Keyword: finaniial peroormanie, qMality oo prodMitive asset, earning, liqMidity, dan sensitivity to market risk.