PRAKTEK AKUNTANSI DALAM RUMAH TANGGA

Abstract

This study aims to explore how individuals apply household accounting practices and how these experiences shape families' financial management. Using a qualitative phenomenological approach, the research investigates participants' subjective experiences in recording, organizing, and analyzing their household finances. Data were collected through semi-structured in-depth interviews with individuals or couples responsible for managing family finances, complemented by observations and the analysis of financial documents. The findings reveal that household accounting practices offer significant benefits in enhancing financial awareness, controlling expenses, and supporting the achievement of both short-term and long-term financial goals. Despite several challenges, including limited accounting knowledge, consumerist habits, and differing financial perspectives between spouses, participants demonstrated the ability to adapt by relying on values such as responsibility, simplicity, and religious teachings. This study concludes that household accounting is not merely a technical activity but also a meaningful process that fosters financial awareness and family self-reliance. These insights are expected to serve as a foundation for developing more contextual and practical financial education for households.