Analisis Kinerja Keuangan Bank Syariah Indonesia dengan Menggunakan Rasio Profitabilitas Tahun 2020-2022

Abstract

Islamic banking continues to grow and has become an important part of the financial system in various countries. Along with this growth, there are efforts to continue to improve regulations and standards to ensure compliance with sharia principles. The purpose of this study is to analyze financial performance and determine the category of the company's financial performance using the profitability ratio at Bank Syariah Indonesia for the period 2020-2022. In the profitability ratio in question, the author uses the Return On Asset (ROA) and Return On Equity (ROE) ratios. The type of data used in this study is secondary data sourced from financial report data obtained from the Bank Syariah Indonesia website. The data analysis method used is descriptive analysis with a qualitative approach. The results of the analysis of the financial performance of Bank Syariah Indonesia using the Profitability Ratio, namely ROA, and ROE, show positive values ??with a very good financial performance category.