The Comparative Analysis of Risk Profile, Good Corporate Governance, Earning, Capital (RGEC) of PT Bank Artha Graha International Tbk between of 2019 and 2020

Abstract

This study aims to determine the difference in the soundness of Bank PT Artha Graha International Tbk in 2019 and 2020. The method used is RGEC with the Wilcoxon test analysis tool. Based on the research results that there is no difference in the performance of Artha Graha International bank between 2019 and 2020, but it is not constant because there is no significant increase is Return on Assets (ROA) and no significant decrease in performance with the ratio, namely Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM) and Capital Adequary Ratio (CAR), and 1 (one) ties performance is Good Corporate Governance (GCG).