Loan repayment performance of women self-help roups in Vellore district: An empirical study

Abstract

This research aims to find out the influence of microfinance loan reimbursement performance of pastoral women self-help groups (SHG) in Vellore district. It focuses on the loan repayment performance in a block in Vellore district. A total of 17,446 women (SHG) microfinance borrowers were randomly selected through a multi-stage random sampling technique. The data was collected by using the questionnaire. Statistical tools such as descriptive statistics and multiple regression analysis were used to examine the data. The results of the study showed that majority of the rural women were married, uneducated, belonged to low-income group and had medium family size. It was found that microfinance influences the loan reimbursement performance.