Research on the Influence of Green Credit in the Operation and Management of Commercial Banks

Abstract

With the sustainable development of economy, green credit business is gradually developing. As the main body of green credit business, banks must strictly examine and approve the flow of loans to make the credit funds flow to environmental protection enterprises. And this will affect the bank's own operating performance. In order to effectively carry out this business, this article summarizes the status quo of domestic and foreign green credit development and related literature, and establishes a model with relevant green credit data of China's commercial banks from 2013 to 2019, and conducts an empirical analysis. Finally, combined with the existing problems, it provides reference for Chinese commercial banks to better implement green credit business.