ANALISIS PENERAPAN PRINSIP 5C DALAM PENYALURAN PEMBIAYAAN KUR MIKRO iB PADA BANK SYARIAH INDONESIA KCP NAGAN RAYA 2

Abstract

Bank Syariah Indonesia KCP Nagan Raya 2 in its financing system is still often encountered with non-performing loans or bad loans. To reduce the risk of non-performing financing, before approving the customer's financing application, the bank first conducts a feasibility assessment, the assessment carried out here is an assessment of the 5C principle of prudence on the debtor, the principles include Character, Capacity, Capital, Condition Of Economy and Collateral. All of the 5C principles must be applied in the process of assessing the feasibility of a financing.