Rice farmers response to agricultural insurance programs

Abstract

Agricultural insurance is an agreement between a farmer and an insurance company to commit themselves to farm risk cover. This study aims to: Explain the implementation of agricultural insurance programs and describe the characteristics of rice farmers who are participants of agricultural insurance in Matakali District, Polewali Mandar District, West Sulawesi Province. Objectives are analyzed descriptively. The research location was in Matakali District, Polewali Mandar Regency, West Sulawesi. The research result concluded that: The implementation of the agricultural insurance program was good because farmers already benefited from agricultural insurance, but the claim settlement procedure was considered complicated. In general, the characteristics of farmers include age in the range of 27-41 years, education at the high school level, income level is at Rp.10,500,000 and land area is at an area of 1 Ha.