Post-Resolution Treatment of Depositors At Failed Banks: Implications for the Severity of Banking Crises, Systemic Risk, and too-Big-To-Fail

Abstract

Examines the sources of potential losses to depositors of bank failures in the U.S. Implications for the delayed depositor access at insolvent banks; Strategy for policymakers to reduce depositor losses from bank failures; Standard procedure in providing depositors with access to the claims.