Perceives ease of use, level of trust and knowledge of the use of financial technology

Abstract

Financial Technology is a technology-based financial service that facilitates payment transactions anywhere and anytime. This study aims to analyze the utilization of ease of use of technology, the level of trust and knowledge of the use of Financial Technology (Fintech) in the era of society 5.0. Data analysis techniques in this study were analyzed quantitatively using the SEM - Partial Least Square (PLS) method. Test result showed that The R-Square value of the Fintech usage variable is 0.3920 or 39.2%. This means that 60.8% is influenced by other factors outside of this study.