The future of the UK life and pensions industry

Abstract

Abstract This paper investigates the changes taking place in the UK life and pensions industry, in particular the squeeze on product providers taking place through a difficult and sometimes conflicting combination of changing demography, regulatory pressure to reduce costs and improve consumer choice, new information technology and distribution channel change. It suggests that product providers can no longer hedge their bets and must make and implement clear decisions about the role they will play in the life and pensions value chain. [ABSTRACT FROM AUTHOR], Copyright of Journal of Pensions Management (1462222X) is the property of Palgrave Macmillan Ltd. and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the origin)