Impact of COVID-19 in Policy Implementation on Third Party Funds Case Study: Banking in Makassar City, Indonesia

Abstract

The purpose of this study is to analyze the impact before and during the COVID-19 pandemic in policy implementation on third party funds on the banking sector in Makassar city. This analysis uses the CAMELS method the ratios used are the quality ratios of CAR, NPL, NPM, ROA, ROE, BOPO, LDR, and IER to third party funds. This study uses quantitative methods using a comparative approach and analyzing using statistics. This study used a sample, by conducting a survey on 55 banks in Makassar city, before and during COVID-19. The results of a study of 55 banks showed significant differences in bank performance before and during the Covid-19 pandemic.