The Intentions To Use E-Wallet Services During The Covid-19 Pandemic: Lessons From Vietnam

Abstract

This study analyses the dimensions of self-service technology that affect intentions of using e-wallets on mobile platforms. Our study is unique because the Covid-19 pandemic alters consumer intentions to use the E-wallet. We collect data from 307 Vietnamese users through online questionnaires and focus group interviews. We analyze the data sample by applying the Theory of Technology Acceptance and a part of Behavior Intention. Our findings indicate that Perceived Usefulness, Perceived Ease of Use, Trust, Risk, and Personal Innovativeness in Information Technology increase the intention to use E-wallet services in Vietnam. Our findings extend the literature related to essential characteristics of mobile wallets that support the marketing of mobile wallet products. Our study also recommends increasing the attractiveness of using electronic payment via mobile wallets.