THE BASED BANK RATING INFLUENCE TOWARD BPR SYARIAH PROFIT GROWTH IN EAST JAVA

Abstract

Purpose of the study: This study aimed to determine the effect of the level of health of the banking consisting of Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR), Return on Asset (ROA), Return on Equity(ROE) and Capital Adequacy Ratio (CAR) to the BPR Syariah Profit Growth in East Java province. Methodology: This study uses a quantitative approach to analyze the description of the measured ratios Main Findings: The study concluded that the NPF ratio and ROE no effect on profit growth. Except for FDR, ROA and CAR have a significant effect on earnings growth. Applications of this study: The populations used in this study were all Sharia Rural Bank (BPRS) East Java Province recorded in the Financial Services Authority (FSA) selected period 2015-2017 with a total population of 26 banks. Novelty/Originality of this study: BPR Syariah is a banking company that has different characteristics compared to conventional banks. With these different characteristics, Sharia Rural Banks need to be reviewed specifically, where conventional bank reviews are not necessarily in accordance with Sharia Rural Bank conditions.