Journal Article

Anti-Selection & Genetic Testing in Insurance: An Interdisciplinary Perspective

Journal of Law, Medicine and Ethics (2022) 50(1) 139-154
DOI: 10.1017/jme.2022.18
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Abstract

Anti-selection occurs when information asymmetry exists between insurers and applicants. When an applicant knows they are at high risk of loss, but the insurer does not, the applicant may try to use this knowledge differential to secure insurance at a lower premium that does not match risk.

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Golinghorst, D., De Paor, A., Joly, Y., MacDonald, A. S., Otlowski, M., Peter, R., & Prince, A. E. R. (2022). Anti-Selection & Genetic Testing in Insurance: An Interdisciplinary Perspective. Journal of Law, Medicine and Ethics, 50(1), 139–154. https://doi.org/10.1017/jme.2022.18

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