Peran Lembaga Keuangan Mikro Kawasan Mandiri Pangan (LKM-KMP) Kebersamaan Terhadap Pemberdayaan Ekonomi Masyarakat di Kecamatan Koba Kabupaten Bangka Tengah

Abstract

Common micro finance agency for food resilence area is a financial institution established by the local government sub-district Koba, Central Bangka district to provide business development services and community development, either through a loan or financing for micro enterprises to members and the public, the management of deposits , and also the provision of consulting services business development that is not solely for profit. This study aims to analyze the role of common micro finance agency for food recilence area to improving the Sub District of Koba, Central Bangka society economic. This research was conducted in five Coastal Village, those are Guntung village, Terentang III, Penyak, East and West Kurau. The method of the analysis used in this research was statistic tests namely the t test for two paired samples (Paired Sample t-Test). The results showed that the difference is significant to the society of Koba District income with an average income of Rp.59.129.724,85 before and after of Rp.95.877.551,02. Therefore due to the increasing loan capital from common micro finance agency for food resilence area to the society of sub district Koba especially five villages namely Guntung village, Terentang III, East and West Kurau proved instrumental in increasing society income with the average increase in revenue of Rp.36.747. 826.17