Analysis of international migration remittance utilization in the family of female migrant workers in Tegalsari, Banyuwangi

Abstract

Remittance is one source of family income to improve the socioeconomic status of TKW families in Tegalsari District. The use and amount of remittances spent by families varies from one family to another, in the form of consumption, productive and social remittances. This study aims to analyze the use of consumer, productive and social remittances in TKW families in Tegalsari District, Banyuwangi. This research is a descriptive qualitative approach. Data collection methods used observation, interview, and documentation. Analysis of the data used data reduction, data presentation, and drawing conclusions. The results of the study showed that the utilization of remittances performed by TKW families in Tegalsari District, Banyuwangi, was classified into 3 types, namely: First, the utilization of consumptive remittances carried out to fulfill the primary, secondary and tertiary needs of TKW families in Tegalsari District. Second, the utilization of productive remittances carried out by some TKW families in Tegalsari District, through three remittance utilization management, namely: remittance management is directly utilized for investment and business, tube remittance management, and bank loan system remittance management. Third, the use of social remittances is carried out as the formation of human capital in the form of education and social objectives in Tegalsari District.