STRUCTURE AND CONCEPT OF THE AUTOMATIC BANKING SYSTEMS OPERATING: DOMESTIC AND FOREIGN EXPERIENCE

Abstract

Urgency of the research. Urgency of research of the banking information systems peculiarities of the developed countries of the world and the European Union with the purpose of using them in the domestic practice. Target setting. It is reasonable to study the world experience for the perspectives of the banking system automation of Ukraine. Actual scientific researches and issues analysis. Scientific works of such researches as O. Ananyev, V. Antonuyik, P. Belkin, V. Gizhevsky, A. Gurzhiy, N. Eriomina, F. Mashykhin, O. Mikhalsky, I. Matskevych, A. Oliynyk, T. Pysarevska, L. Ponomarenko, I. Rogach, L. Strelbytska, M. Tatarchuk, V. Shatska, N. Yurchuk and others founded theoretical bases of the development of the world banking information systemu. Uninvestigated parts of general matters defining. The scientists haven't until now worked out in full amount issues of the ways search of automatization the Ukrainian banking system using the world experience of the countries in the world. The research objective. The article is aimed to structure the best practices of the world experience of the ways of automatization of the banking system of Ukraine considering the ideas of the scholars and experience of the leading countries of the world. The statement of basic materials. Creation of the definition of automatic banking system is researched in the article. The main problems of introducing modern information technologies and specific banking electronic products are determined in the article. Author structure of creating banking informational system is suggested. The most spread electronic systems of the world and recommendations concerning rational use of separate commercial automatic products in the banking system of Ukraine are given. Conclusions. In the process of work essence of the definition ``automatic banking system{''} was studied; retrospective of information technologies in the banking activity of Ukraine was investigated; current state of automatization of this sphere in our country and states-members of the EU was diagnosed that gave the possibility to track the main drawbacks and define priority directions of reforming the domestic informational banking system.