Analisis Rasio Keuangan terhadap Profitabilitas PT. Bank Mandiri (Persero) Tbk. Periode 2018 – 2021

Abstract

Financial ratios become one of the tools by decision makers both for internal and external parties in determining policies. This study aims to determine the effect of financial ratios on the profitability of PT. Bank Mandiri (Persero) Tbk. The research method used is descriptive research with a quantitative approach. The data in this study used secondary data obtained from the publication of the financial statements of PT. Bank Mandiri (Persero) Tbk. period 2018 – 2021. The data analysis technique uses multiple linear regression. The results showed that the Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) had an significant positive effect on profitability as proxied by the Return On Assets (ROA) of PT. Bank Mandiri (Persero) Tbk period 2018 – 2021.