Attitudes and behavior on financial literacy and work environment views among philippine national police personnel of sulu provincial police office

Abstract

This study examined the attitudes and behaviors on financial literacy and the work environment views among Philippine National Police personnel assigned to the Sulu Provincial Police Office. The research applied a descriptive quantitative approach, gathering data from 171 personnel across different units. A validated questionnaire assessed three dimensions: financial literacy attitudes, financial literacy behaviors, and perceptions of the work environment. Descriptive and correlational analyses were performed to determine the levels and relationships among variables. Results indicated that respondents exhibited a high level of financial knowledge, positive attitudes toward saving and financial planning, and responsible financial behaviors such as consistent budgeting and timely payment of obligations. Respondents also reported favorable assessments of their work environment, emphasizing teamwork, leadership support, and fair organizational practices despite operational challenges. Findings further revealed that personnel with more positive financial attitudes and behaviors tended to express stronger satisfaction with their workplace conditions, demonstrating a connection between financial well-being and organizational perception. The study concludes that financial literacy enhances professional efficiency, ethical stability, and psychological resilience among police officers. Institutionalizing financial education programs, strengthening welfare initiatives, and improving financial access are recommended to sustain responsible financial practices and reinforce organizational commitment within the Philippine National Police.