Research on management of credit risk information of enterprise group

Abstract

In view of the current situation of commercial bank that the credit risk information of enterprise group is difficult to obtain, analysis pointed out that the information missing, inaccurate and delay are the three basic problems of credit risk information management in commercial banks and also the fundamentals for the commercial banks to assess credit risk of enterprise group; Based on the current situation, the problems like information missing, inaccuracy and delay of management system of commercial bank concerning credit risk information of enterprise group have better solved through the game analysis and the application of Internet of Things, thus laying a foundation for the commercial bank to assess the credit risk of enterprise group in a scientific and accurate way and perfecting and completing the management system of credit risk information of enterprise group. © 2013 Asian Network for Scientific Information.