PENGARUH LITERASI KEUANGAN DAN INKLUSI KEUANGAN TERHADAP KINERJA UMKM DI SIDOARJO

Abstract

Raising financial literation and inclusion of financial can developing small micro entrepreneurship (UMKM) because the agent of UMKM can undesrtand the basic concept of financial product, planning and good management financial, also protecting then from deception and unhealthy work from financial market. This research purposes to know the affection of financial literation and financial inclusion toward developing UMKM work in Sidoarjo area. This research is used ex-post facto with the quantitative approaching. The collected data of the research based on the interview and quetioner distribution with sampling technique which is simple random sampling. Technique of data analysis in this research is analysis of linier double regression with helping program SPSS computer. The result of this research can conclude that financial literation and financial inclusive prove that be an affected factor of developing work UMKM in Sidoarjo. Keywords : Financial Literation, Financial Inclusion, Developing work of UMKM