The Effect of Trust Use, Benefits and Risks on the Use of QRIS in Students

Abstract

QRIS is a standardization of Quick Response Code as a technology for payment methods set by Bank Indonesia since January 2020. This standard was formed to provide an easier and more efficient non-cash payment method. This study aims to analyze the influence of the use of trust, benefits and risks on the use of QRIS on students of the Faculty of Economics and Business, Warmadewa University. The sample of this study amounted to 98 respondents who were taken based on simple random sampling technique and the data collection instrument used was a questionnaire. The results of this study indicate that the use of trust has a negative and insignificant effect on the use of QRIS, the benefits have a positive and significant effect on the use of QRIS, and the risk has a negative and insignificant effect on the use of QRIS. Taken together, the effect of trust, benefits and risks have a positive and significant impact on the use of QRIS at the Faculty of Economics and Business, University of Warmadewa.