Interpreting Qardhul Hasan Between Business and Islamic Corporate Social Responsibility

Abstract

One of financing programs in Islamic Financial Institutions which is based on mutual assistance is Qardhul Hasan. In Islamic Financial Institutions, one the program in corporate sosial responsibility is helping the poor by providing loan facilities that are free from interest practices. This study aims to determine how the application of the Qardhul Hasan contract to the BMT Wagir Branch. The research is qualitative method using intepretatif paradigm. The study using observation, in depth interview with leader, staff and customer. The result show that BMT Maslahah Wagir Malang implemented the Qardhul Hasan program as one of the Islamic Corporate Social Responsibility programs. Qardhul Hasan Financing in BMT Maslalah only has a percentage of 2% of other financing issued by BMT, then from these results, it can be concluded that this Qardhul Hasan financing was issued by BMT Maslahah Wagir Malang, not in the context of business whose output is profit/profit, but the Qardhul Hasan financing was issued solely for the Corporate Social Responsibility program.