Determinates of Credit Risk in Ethiopian Commercial Banks

Abstract

This study is concerned with identifying the determinants of credit risk in Ethiopian Commercial Banks. We collected secondary data from the audited financial statement of eight senior commercial banks for the period of 14 years. To analyze the data, a fixed effect ordinary list square model was applied. Finally, the study found out macroeconomic and micro variables affect the level of credit risk in Ethiopian commercial banking industry. This study is concerned with identifying the determinants of credit risk in Ethiopian Commercial Banks. We collected secondary data from the audited financial statement of eight senior commercial banks for lyze the data, a fixed effect d. Finally, the study economic and micro-economic variables affect the level of credit risk in Ethiopian