Comparative study οn sustainability of sharia microfinance institutions through financial and social efficiency

Abstract

This research analyzes the depth, the breadth, the scope, the length and the worth of the outreach of sustainability with financial and social efficiency. Secondary data was taken from the Baitul Maal wat Tamwil (BMT), which provides lending to Micro, Small and Medium Enterprises. The research method is a quantitative descriptive research with verification. The data analysis technique is a Partial Least Square with 5% significance level. The calculation of efficiency of the data envelopment analysis and the measurement of change in the total factor productivity is performed with the Malmquist index.