Performance of microcredit banks: the offering process in the credit agents perspective

Abstract

This paper aimed to describe the microcredit supply processes from three different institutions (a state development bank and two public banks), located in a small municipality of Mato Grosso State. Data were collected through open interviews. We conducted a qualitative analysis of the data, using content analysis technique. Our results show that the process of microcredit supply of 03 institutions have simulators and have no relevant differences compared to traditional credit decision. (English) [ABSTRACT FROM AUTHOR]