An Empirical Study on Liquidity and Solvency Performance in ICICI Bank

Abstract

Liquidity and solvency is the life-belt of every business. In Banking business’ liquidity and solvency is prepare for conflict during the economic crisis. Banking Sector-liquidity and solvency is the epicenter in economic crisis. Globally, the liquidity and solvency played a vital role in managing liquidity and solvency issues of commercial banks. This research paper explores the concepts, analysis of liquidity and solvency in the ICICI Bank. Furthermore, this paper focuses on the liquidity aspects of ICICI Banks towards analyzing whether the ownership has any influence on the liquidity and solvency aspects of the banking structure. Besides, it looks into the unpredictability of RBI’s policies on liquidity like Cash Reserve Ratio, Statutory Liquidity Ratio etc.