Credit Score Analysis for Loan using Raw Data Through Third Party Application

Abstract

Credit Score Analysis for Loan using raw data through third party Application has the potential to meet the needs for high speed Credit Information Bureau India Limited (CIBIL) score calculation. The aim is to increase fairness and reduce human intervention in this calculation process by passing all the data through software process and following the unbiased flow. The need to increase fairness among the disbursement of Loans has pushed this process to its limits. In this paper the required process flow to obtain CIBIL score is discussed.