Principles of Rahn Contract Based on MUI Fatwa Number 25/DSN-MUI/III/2002 Concerning the Use of Pawn Land in the People of Southeast Aceh

Abstract

The goods pledged as collateral in Southeast Aceh is land. The full utilization of the pawned land by the pawnee is a practice that is detrimental to one side. This is of course contrary to the Fatwa of DSN MUI Number: 25/DSN-MUI/III/2002 concerning Rahn.This research is an empirical research using qualitative methods. The approaches used are normative legal approaches, normative theological approaches, and sociological approaches. This research is located in Southeast Aceh Regency, Aceh Province. The data collection techniques used are observation, interviews and documentation.The results of this study are; First, there is a discrepancy between the practice of pawning land carried out by the people of DSN-MUI Fatwa Number: 25/DSN-MUI/III/2002 concerning rahn, that the fatwa is explained that the recipient of the pawn may only use the pawned land with the pawner's permit for maintenance and repair costs. whereas in practice the recipient of the pledge is fully entitled to the use of the pledged goods by taking all the profits from the proceeds of the pawned land. Second, the use of pawned land as practiced by the people of Southeast Aceh, although there are benefits to be gained, there is a greater harm, so that it is not in accordance with the purpose of the revelation of shari'ah, namely to realize the maslahah.