DEFINICIÓN DE SALUD FINANCIERA

Abstract

The objective of the present article is to define the concept of individual financial health and identify the key exogenous and endogenous factors that influence it. The methodology employed is of a holistic, praxeological, exploratory-documentary nature, relying on a bibliographic-hemerographic review of specialized literature on the subject. The significance of an interdisciplinary approach is emphasized, allowing for the integration of different theoretical perspectives. Financial health is defined as sustained well-being over time, achieved through effective personal economic management within a favorable context. It is considered that financial health is the result of the interplay of multiple contextual factors, the law of time preference, and the exercise of individual self-determination. In conclusion, despite the limitations and challenges faced by the concept, its utility is undeniable in comprehending and addressing the complexity of the current economic reality.