Üniversite Öğrencilerinin Finansal Okuryazarlık Durumunu Etkileyen Faktörler Üzerine Bir Araştırma: Muğla Sıtkı Koçman Üniversitesi Örneği

Abstract

Financial literacy provides the knowledge and skills that individuals need in order to protect themselves against the complexity and uncertainty of economic life in a globalized and borderless world. In today's socioeconomic conditions, it is important for individuals to be equipped with financial literacy skills, both to anticipate and to solve financial problems, and to live well. Young people's awareness of financial risks and opportunities and budget management; their foresight regardingfinancial problems;and financial knowledge and its sustainability throughout their lives improve the financial health of individuals, and thus, of society. This study aimed to determine the contribution levelofyoung people's education to their financial knowledge. For this purpose, the factors influencing the financial literacy of the students from the Department of Management in the Faculty of Economics and Administrative Sciences of Muğla Sıtkı Koçman University were investigated. Chisquare test statistic was used in the analysis. The results show that the vast majority of students have a basic level of financial knowledge, but that advanced financial information is inadequate. However, it has been determined that students are influenced by some of the demographic and educational characteristics of the general financial information. (English) [ABSTRACT FROM AUTHOR]