The Influence of Perceptions of Ease, Trust, Risk on Interest in Using Fintech in Pasir Putih Village on DANA Application Users

Abstract

This study aims to find out how the perception of convenience, trust and risk affects the interest in using financial technology (fintech) in the millennial generation in the Pasir Putih village (a case study on DANA application users). This study uses a quantitative approach, where the variables are measured using the Likert scale method. Data collection in this study was conducted by interview and questionnaire. Sampling was done by purposive sampling method. In this study, the sample used was 98 respondents. Data processing is carried out using the SPSS version 22 application. The results of this study indicate that: (1) partially the perceived convenience variable and trust variable have a positive and significant effect on interest in using fintech in fund applications in Pasir Putih Village. (2) partially the risk variable has a negative and significant effect on the interest in using fintech in the application of funds in the Pasir Putih Village. (3) Simultaneously there is a positive and significant influence between the perceived convenience, trust and risk variables affecting interest in using fintech on fund applications in Pasir Putih Village. Keywords: Financial Technology, Perception of Ease, Trust, Risk and Interest in Using, DANA Application